We are now able to offer insurance for your woodland.
Much like most things you own now, if there is a risk of someone hurting or injuring themselves whilst on your property/land, then it would be prudent to have a Public Liability Insurance policy to protect your interests.
We offer access to woodland insurers with cover that is tailored to private Woodland.
Private Woodland Insurance
Some insurers can offer extended cover to include Woodland Owners and the people that may help them, such as friends and family or employees. It is also possible to extend liability cover to working on other people’s land, woods or forests. Please let us know if you require cover for equipment such as plant, tools or trailers.
Small Woodland Insurance UK
We help people insure small woods as well as large forests.
Woodland and forests can typically be divided into two main types; coniferous and broadleaf. These two categories can then be split down into the types of trees such as oak and Caledonian pinewood.
The woodland or forest is usually classified as coniferous or broadleaf according to the dominant tree species making up the woodland.
Woodland Public Liability Insurance
We can offer cover from £1 million, £2 million, £5 million or £10million liability limits.
We can also offer amounts higher than this if required. Just let us know when speaking to us.
Do I Need Insurance if I own a Woodland?
When you own a Woodland, there is always the potential for someone to injure themselves. Even the best maintained woodland holds the potential for a claim.
So for a small premium, you can get peace of mind and protect your own assets should the unthinkable happen.
What is covered under public liability insurance?
Public Liability insurance covers the cost of claims made by third parties (i.e. friends, members of the public) for incidents that occur as a result of the Woodlands you own.
Or another way to say it, is Public liability insurance for Woodlands covers the cost of compensation for third parties who suffer personal injuries, loss of or damage to property or death whilst they are on or using the Woodland.
Is public liability insurance legally required?
Puclic Liability insurance or Property Owners Insurance is not legally required, but it should be for the peace of mind it provides.
How much does it cost to take out public liability insurance?
The cost to take out public liability insurance is dependent on a number of factors including the size of the woodland, who accesses the woods and if there are any unoccupied buildings or watercourses on the land.
Premiums tend to start from £150.00 including Insurance Premium Tax (IPT) & fees.
What is forestry insurance?
First of all let’s look at the main difference between forests and woodlands or woods. The differece is forests usually cover a much larger area than woods. They both are covered with trees and vegetation.
Forestry insurance in effect is the same as Woodland Insurance. There may be some nuances with the policy to cover a wider range of eventualities that may occur in a forest, but essentially it’s the same.
Woodland Insurance Services
Our insurance schemes for woodlands and forests is perfect for those owning a wooded area in the UK.
Woodland typically consists of broadleaf, conifer land would mainly consist of trees but may also include shrubs, bushes and other plants that can commonly be found in woodland areas. Whilst woods and forests are an enjoyable place to experience nature and watch wildlife, it is important you have insurance cover in place to avoid any unnecessary financial issues following an incident with a member of the public.
Where else can I find more information about Woodlands?
The Forestry Commission increases the value of woodlands to society and the environment and is a good source of information and provides details on the current grants that are available. The Forestry Commission is a non-ministerial department, supported by two agencies and public bodies.
The Small Woodland Owners’ Group has been formed to aid the enjoyment, diversity and conservation of British woodland. SWOG is open to anyone interested in the management or simply the enjoyment of woodland.
To obtain a quote that is tailor made for your specific circumstances, the best and fastest way is to complete our online quote form. If you prefer speaking to someone then you can call us on 01872 484025. We will get back to you as soon as possible with a price for a policy.