I need Insurance for my Private Road

If you have a Private Road that needs to be insured you may not know exactly how to do this or what is involved in obtaining a quotation.  You may not even be aware on what types of insurance are available or what level of cover you may need.  This is where we come in.  We can take the hard work out of obtaining a quote, leaving you with time to do other things and give you peace of mind that things are being dealt with in a professional way.

Private Road Directors & Officers InsuranceYou may be an individual who owns a private road or a director of a management company or residents association who has been given the task of dealing with insurance but has no idea how to get started.

Whatever your situation, PrivateRoadInsurance.co.uk is here to help and guide you and get you in touch with a broker who can obtain your quote in a simple and fast manner as well as answer any questions you may have.

How do I obtain a Private Roads Insurance Quote?

There are three ways you can obtain a quote for your Private Road:

  • Simply call us on 01872 484025
  • Request a call-back by using the form on the right of this page
  • Go to our Contacts page and leave your details

How long will it take to get a Quote?

Once the Broker has taken your details (which will take around 4-5 minutes by phone, or can be done via email if needed) they will then send the details to their panel of insurers to obtain a quote.  This can take anywhere from 1-5 working days depending on the complexity of your requirements.

For example a simply Public Liability quote can usually be obtained the same day, whereas a management company requiring Public Liability, Employers Liability, Material Damages and Directors & Officers Insurance will take slightly longer.

Your Insurance cover is tailored to each person’s individual needs and requirements rather than a ‘one size fits all’ type policy.

If I am happy with my Quote, how long does it take to get on cover?

Once you have looked through your quotation and happy with it then it can be placed on cover as soon as payment has been received.  You will be given various options on how to pay, whether you prefer cheque, BACs or to pay over 10 monthly instalments (subject to a 20% deposit and finance charge), your policy can be put on cover from a specific date, or immediately once your broker has confirmation of payment.

How long does my cover last?

As with most Commercial insurance policies, your Private Roads Insurance policy will last for 12 months.  You will be contacted by your broker between 4-6 weeks before your renewal date to discuss your renewal.

What if my circumstances change during my policy term?

As soon as you are aware of any changes that need to be made to your policy (for example having an electronic gate installed that needs Engineering cover) you need to make sure you contact your Broker to inform them of it.  They can then liaise with your Insurer to make sure you have sufficient cover.

What do I do if I have a claim?

Depending on your Insurer, as soon as you are aware of any potential claim you will either need to contact your Insurer direct on their claims line, or contact your broker with details.

Do you have further questions?

If you have further questions, or require a quotation for your Private Road then please contact us on 01872 484025 or via our Contacts page to arrange to have a chat with a specialist private roads broker.

I hope you find the information we provide of use.

Please note the information published on this website is for information purposes only.

Last updated: 14th January 2017

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